10 Tips for Saving money is easy

1. RECORDS IN THE MONTH YOUR ORDINARY
Actually it is very easy to save, for your production is smaller than income. Prior to that, you need to know how your habits of spending each month. Try to record the production of daily, weekly and monthly. Then specify which needs to be reduced ..

2. Set aside MONEY FOR YOUR PERSONAL
The key to success is to set aside money to save early, before the payment of other things like paying electricity, water and installment. Determine the long-term goals and regularly tabunglah your money in a savings or investment.
Because if you get used to the new shop and after trying to save the remaining money at the end of the month, then generally the rest of this money in your account is not much.

3. Please specify
If you get a monthly salary shall not be problematic to determine a date for the exclusion of funds, but for those who receive wages / salaries every two weeks, then choose one of two dates to exclude funds that will be saved. If you are entrepreneur, determine a date in the middle of the month when you are not paying the bills.

4. Pay Your Debt
Immediately pay off debt is one of the best ways to accelerate you in saving. This is because the higher interest loan from the interest savings.

5. PRECAUTIONS YOU CONTINUE TO DISCIPLINE
Once the debt paid off, then set aside funds each month Keep the savings, or even better yet if you have automatic withdrawal to be put into investments.

6. MOTIVATED YOU TO ACHIEVE THE RESULT OF THE GREAT
Determine what you want and know how the amount of funds needed, then determine how realistic such as saving regularly for six months.

Place a picture that shows what you dreamed of working desk, room or purse so you always remember your purpose for saving. So every time a temptation discount or closeout clothes at the mall, you are not tempted.

7. OPEN ACCOUNT CONTACT that you can not
To purchase a larger amount, menabunglah slow to take advantage of a deposit. These accounts generally have higher interest rate than regular savings, and long time period will have been determined. That way you can not touch it when there is the temptation to spend, but still able to be cashed when there's an emergency.

8. Kitty USE OR TOPLES FOR YOUR coins
Money in the form of coins are often considered not important, but if grouped according to the adage "a little bit longer time to be a hill" At a time when toples or full savings can add the amount of your savings or can be used for other needs.

9. BONUS & SHOCK OTHER KANTONGI
Each time you receive a bonus or gift in cash, directly enter into a savings account. The money is not part of your regular income, so do not use for your daily needs and save. If you have debt, use these funds to pay off your debt.

10. Familiarize scrimp
There are many ways to prudently without having to suffer. Bring food and water from home, use public transport, stop smoking, vacationing at the moment which is not compact (low season), take advantage of discounts in order to acquire the goods that you "need" more cheaply, and much more.

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